In our other articles we have already covered credit cards comparison from all major banks operating in New Zealand in high detail, separating it into groups by each bank. Here we will make a summary of all credit cards in one place. To keep this final review tidy without flooding the page with hundreds of numbers, we will focus only on 3 main parameters – credit card yearly account maintenance fee, interest rate for purchases and balance transfer interest rate.

If you need other parameters of a particular credit card then please check the individual bank report. You can easily navigate it through the main menu or via the category expanding menu in the right column.

 

Bank
Features
Credit Card Name
Annual Fee
Interest rate on purchases
Interest rate on balance transfer
ANZ
ANZ Airpoints Visa
$65
19.95%
2.99%
ANZ
ANZ Airpoints Visa Platinum
$125
19.95%
2.99%
ANZ
ANZ World Visa
$65
19.95%
2.99%
ANZ
ANZ World Visa Platinum
$150
19.95%
2.99%
ANZ
ANZ Visa or ANZ MasterCard
$25
19.95%
2.99%
ANZ
ANZ Visa Gold or Gold MasterCard
$80
19.95%
2.99%
ANZ
ANZ Low Rate MasterCard
$58
13.90%
2.99%
ANZ
Qantas ANZ Visa
$65
19.95%
n/a
ANZ
Qantas ANZ Visa Platinum
$125
19.95%
n/a
ASB
Visa
$24 / $36 joint
19.45%
n/a
ASB
Visa Gold
$80 / $110 joint
19.45%
n/a
ASB
Visa Platinum
$130 / $150 joint
18.45%
n/a
ASB
Low Interest MasterCard with Rew.
$60 / $68 joint
12.00%
n/a
ASB
Low Interest MasterCard no Rew.
$70 / $78 joint
14.45%
n/a
ASB
MasterCard
$24 / $36 joint
19.45%
n/a
ASB
MasterCard Gold
$80 / $110 joint
19.45%
n/a
BNZ
Lite Visa
$60
13.25%
4.95%
BNZ
All Blacks MasterCard
$47.88
19.95%
4.95%
BNZ
BNZ Classic
$30
19.95%
4.95%
BNZ
BNZ Gold
$80
19.95%
4.95%
BNZ
BNZ Platinum
$175
15.95%
4.95%
BNZ
Global Plus Gold
$105
19.95%
4.95%
BNZ
Global Plus Platinum Visa
$200
15.45%
4.95%
BNZ
Global Plus Standard
$55
19.95%
4.95%
Kiwibank
Low Rate MasterCard
$50
12.90%
2.99%
Kiwibank
MasterCard Zero
$0
15.90%
2.99%
Kiwibank
MasterCard Gold
$80
16.90%
2.99%
Kiwibank
Go Fly Standard
$56
18.90%
2.99%
Kiwibank
Go Fly Gold
$98
18.90%
2.99%
Kiwibank
Go Fly Platinum
$130
18.90%
2.99%
NB
Thoroughbred Card
$50
19.95%
2.99%
NB
Visa Classic
$25
19.95%
2.99%
NB
Low Interest Visa
$39
13.90%
2.99%
NB
Freestyle
$0
16.50%
2.99%
NB
Gold Thoroughbred Card
$95
19.95%
2.99%
NB
Visa Gold
$75
19.95%
2.99%
NB
Platinum Visa
$125
19.95%
2.99%
TSB
Visa
$30
18.50%
n/a
Westpac
Low Interest MasterCard
$65
12.95%
4.95%
Westpac
Westpac Hotpoints Credit Card
$44
19.95%
4.95%
Westpac
Westpac hotpoints Gold Credit Card
$100
19.95%
4.95%
Westpac
Westpac Ultimate Credit Card
$290
15.65%
4.95%

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