Homes Loans and Mortgages come with many different types and forms of repayments to best suit every home owner’s best interests. Choosing the right type of home loan or mortgage repayment may greatly affect the total amount of interest paid over the life of one’s home loan and also the total time it will take …
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What are payday loans? How much can I borrow? Am I eligible for a payday loan? What loan options do people with bad credit have? For how long can payday loans be taken? How expensive are payday loans? How do these types of loans work? How can I apply? If you asked yourself any of …
With the approaching winter everyone starts thinking about coming hikes in your monthly power bills for electricity and gas. While during summer the average bill can be perhaps one hundred dollars, during winter months the cost of energy consumption can easily reach five times that amount. Most of the usage comes from heating your house, …
Many of you are probably in a situation when your salaries and wages are just enough or not enough to cover all your monthly living cost and expenses. As a result people then start getting them into debt and struggle to get out. What starts as small few hundreds dollars borrowing taken for couple of …
Investment in KiwiSaver become very popular over the last few years. But is it really as good investment as the government, media and numerous advertising campaigns suggest? If we look at the KiwiSaver as a whole then yes, there are few irresistible perks like the $1000 joining bonus and then $500 yearly contribution towards funds …
Statistics show that only about 70% of people traveling overseas buy travel insurance regularly. That leaves 3 out of every 10 traveling people uninsured. While you can save some money by avoiding the travel insurance, at the end it may lead to very dire consequences should anything happen during your travel. You will probably be …
Before applying for any type of credit card or loan it’s very important to know about your credit report score or credit rating. All finance providers, including banks, finance companies and even electricity and telecommunications companies will perform a credit check on you before they approve a loan facility or open an account with them. …
In our other articles we have already covered credit cards comparison from all major banks operating in New Zealand in high detail, separating it into groups by each bank. Here we will make a summary of all credit cards in one place. To keep this final review tidy without flooding the page with hundreds of …
Many credit cautious people are trying to avoid any unnecessary debt by avoiding even credit cards. While in most cases this is a very smart approach to manage ones own finances, resisting to get a credit card at the end may not be the smartest thing to do. Responsible managing of your credit card account …
Many people these days own more than one credit card. While it may be useful to have 2 or 3 credit cards, it it not advisable to posses too many of them. In such case it may become very hard to manage them all and also too many credit cards mean that you can get …