Personal Finance Blog
Vehicle Leases work similarly as Car Loans; however there are two major differences. The first difference is the ownership. If you take a car loan then you take the ownership from day one. The bank or credit institution sometimes may place financial interest so they can reclaim the car if you default on your loan. …
Have you ever considered or are you thinking about getting loaded Visa card? This question will apply to you probably if you are still young, plan to travel or have issues with your credit rating. Prepaid Visa cards combine convenience of credit card with an easy and hassle free process of getting one without lengthy …
Food and grocery purchases make up huge part of almost every family’s expenses. Yet, how many of you are really paying attention to how are you spending your budget? Sure, you may prefer certain cheaper shops, buying sale items or buying in bulk. This, however, in most cases is not enough from overspending. I personally …
Everyone needs at least some insurance. When the time comes to get a new policy, it may be an overwhelming experience to find the right insurance company and the right cover. We want to make this process a bit easier for you, therefore have compiled a list of all major insurance providers in New Zealand. …
Do you own one or more of these cards? Do you use them regularly? Then you probably know what their main problem is. But for those of you who are just thinking about getting one of them, here is a warning… And no, the high interest rate is not the main problem. Indeed, it is …
Are you trying to get ahead financially through saving and frugality? It’s a great way to do it, but not the only one. Other option to enhance your financial life is increasing your income. There are countless ways to achieve that. The most obvious one is by earning more. You can get a pay rise …
In our last article about gold we focused on how to find the right gold buyer in case you want to sell your unwanted jewellery. Some stores offer better prices than others, but how can you determine the real price of your gold? In our today’s article we’ll tell you the exact process to find …
Did you originally think that you can manage spending this Christmas? Were your costing estimates just few hundreds of dollars? As a result weren’t you doing any extra savings or preparations for it during the year? And now you ended up with another debt of few thousands of dollars that will take perhaps more than …
If you have any unwanted or damager gold or if you simply need some extra cash and are therefore considering selling your gold, we have prepared a list of few places where they gladly buy it from you. You can find the list of these Auckland based companies buying gold at the bottom of this …
Some adult children may be asking themselves a question if they should take out a life insurance policy for their elderly parents. The logic behind this is that if the unfortunate happens and their parents die, they can cash their life insurance payout which would help them and the grandchildren to cope financially. This hard …