Classic loan calculators that you can find on most finance or bank websites offer you only limited functions. Basically you can choose loan amount, add interest rate and set loan term and the calculator will tell you how much your weekly, fortnightly or monthly repayment will be. What you cannot do is doing some more …
Tag: sale-deals
This calculator will help you model your repayments and find out the date when you become debt free. Simply list all your credit cards or hire purchase details into the entry table, hit the Refresh button. It will tell you straight away your debt free date. Our calculator can also be used for other types …
This advanced Excel calculator is designed to simultaneously manage Amortization Schedules for Multiple Loans. As you know, in most cases people as well as businesses don’t have just one loan. However, if you are looking for a great calculator for only one loan (or mortgage) then instead of this one we recommend using this: Excel …
Do you own one or more of these cards? Do you use them regularly? Then you probably know what their main problem is. But for those of you who are just thinking about getting one of them, here is a warning… And no, the high interest rate is not the main problem. Indeed, it is …
Did you originally think that you can manage spending this Christmas? Were your costing estimates just few hundreds of dollars? As a result weren’t you doing any extra savings or preparations for it during the year? And now you ended up with another debt of few thousands of dollars that will take perhaps more than …
If you have been recently thinking about buying some goods or services and putting them on Q Card’s interest free offer then be aware! You surely know that old saying that “no such thing as a free lunch exists”. That’s perfectly true even with Q Card and other similar finance services (GEM Visa or GE …
Be aware of interest free deferred payment credit deals and loans since they may not be interest free at all. Many interest free and deferred payment deals come with traps and pitfalls attached to them that you should know about. In our latest two articles we focused our attention on effective methods aimed at calculating …
Interest Free Periods with Deferred Payments and Price Discounts are another two types of On Sale Deals offered by Harvey Norman and many other retailers. The strategies for price negation for these types of deals are slightly different. We will cover both of these On Sale Deals and explain the best strategies for price negotiation …
You may have noticed that in Harvey Norman it’s a sale week every week, just the type of deal and the on sale promotion type is different. Some are aimed at long interest free periods, some on deferred payment and other deals try to target price conscious customers offering discounted prices. They usually rotate after …